Competition is good for you...

Title insurance prices are set by monopoly and not competition. The Texas Public Policy Foundation wrote a policy paper entitled "Heavy Regulations, High Profits, and Wasteful Spending: An Examination of the Texas Title Insurance Market", in which it stated "Texas has the most heavily regulated title market in the country" which operates to “prevent competition” by having a “fixed rate” that “functions as a monopoly that all consumers are forced to pay. ” This matters because it “increases costs for both consumers and businesses” per the Foundation. On top of that, there is “a completely unregulated escrow/closing cost fee [estimated] to be about $530.00.”

So, you can't shop for the best price because all title companies charge you the same premium every time, and discounts are not permitted by state law. The prices you pay are usually the highest of any state, giving Texas title companies not just profits, but “excess profits” according to the Texas Public Policy Foundation. The clincher is that they take those excess profits and “spend them WASTEFULLY on themselves.” Now those EXCESS PROFITS are funded by YOU. You pull that money out of your own pocket and put it in theirs.

We don't work for a gigantic billion-dollar industry, we work for YOU by competing for your business against the entire title insurance industry. Competition makes us hungry, and means you get better service and lower prices for that excellent service – in comparison to monopolistic title companies. We beat them by not selling you expensive title insurance, and our closing costs are lower too. That's how we save you money on every single title transfer we handle. And that's why we say COMPETITION IS GOOD FOR YOU! Our name says it too: SaveTitleMoney.com. Come see us and let us serve you.